For many single parents and remarried divorcees, the question of whether to file for bankruptcy depends on how that bankruptcy affects child support. Find out what to expect from the bankruptcy court if you receive child support, pay for your childre…
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Winter in Michigan means cold temperatures and high heating costs. When freezing nights lead to high utility bills, consumers can suddenly find themselves facing collections efforts and threats of utility shut offs. Find out how a Chapter 7 bankruptc…
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No one wants to have to file for bankruptcy. When income is hard to come by and expenses get out of hand, it can feel like a bankruptcy petition is your only option. And sometimes it is. But in other cases, the right budget and credit counseling can…
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The start of a new year isn’t always just resolutions and diet plans. For far too many Michigan residents, January is tax foreclosure season. If you are worried about losing your home this winter, here’s how a Chapter 13 bankruptcy can put a stop…
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Starting a business is always a financial risk. When the market turns or your company just isn’t reaching its benchmarks, debt can pile up quickly. With personal investments and business assets on the line, you may find yourself looking to a bankru…
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For many Michigan families, your mortgage and home equity loans may be the biggest debts you have. When you fall behind on those payments, you risk losing your home to the bank through foreclosure proceedings. Can a Chapter 7 bankruptcy stop foreclos…
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Many people start to consider bankruptcy because they are tired of dealing with creditors and debt collections companies. But before you start liquidating your assets or commit to a payment plan, you should take the time to check: can creditors still…
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When you are facing debt you can’t repay, you may decide that bankruptcy is your best option. But that is just the first step to deciding when and how to file. Choosing between a Chapter 7 vs Chapter 13 bankruptcy is just as important. Which one is…
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You’ve met with a bankruptcy attorney, reviewed all your assets, and decided that a Chapter 7 Bankruptcy is the right option for you. Now what? What happens after filing a Chapter 7 Bankruptcy? Find out what you need to know, and how your bankruptc…
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Is there any reason to talk to a bankruptcy lawyer if you aren’t ready to file yet? Absolutely. Depending on your financial circumstances and the types of debt you have, your bankruptcy attorney may even be able to get your creditors to negotiate o…
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“My experience with Attorney John Steinberger has been very pleasant and professional. I would recommend John Steinberger to anyone that is looking for a good attorney. I left his office with a since of peace. I just want to say thank you for everythi…”
Past-due notices and creditor calls can push you to take drastic steps to settle your debts. But should you work with a debt consolidation company, or talk to a bankruptcy attorney? It turns out, many debt relief services don’t live up to their adv…
Once you decide to file for bankruptcy, you may want it finished as soon as possible so you can begin rebuilding your credit. But the process of filing bankruptcy takes time. How long a Michigan bankruptcy takes depends on whether you are filing unde…
If you are considering filing a Chapter 7 bankruptcy, you need to know what will be expected of you along the way. This Chapter 7 bankruptcy timeline will explain your part in the bankruptcy process, from start to finish. That way, you’ll know what…
If you owe unpaid taxes to the IRS, the balances together with late penalties and interest can quickly get away from you. You might wonder whether bankruptcy will put an end to IRS collections efforts or discharge what you owe. Here is how a Chapter…