» Helpful Articles

Once you decide to file for bankruptcy, you may want it finished as soon as possible so you can begin rebuilding your credit. But the process of filing bankruptcy takes time. How long a Michigan bankruptcy takes depends on whether you are filing unde… Read More

If you are considering filing a Chapter 7 bankruptcy, you need to know what will be expected of you along the way. This Chapter 7 bankruptcy timeline will explain your part in the bankruptcy process, from start to finish. That way, you’ll know what… Read More

If you owe unpaid taxes to the IRS, the balances together with late penalties and interest can quickly get away from you. You might wonder whether bankruptcy will put an end to IRS collections efforts or discharge what you owe. Here is how a Chapter… Read More

Everywhere you look, there are constant advertisements to “get you out of debt” through bankruptcy, refinancing, and other debt consolidation methods. Still, nearly three quarters of Americans live with debt. Understanding how the different types… Read More

Twenty-two million Americans lost jobs because of the COVID-19 pandemic shutdowns. Many of them were facing financial struggles even before the pandemic began. If you had a Chapter 13 repayment plan in place before the Coronavirus hit, the past year… Read More

Medical debts, unpaid credit card balances, and mortgage payments can get out of control and leave you looking for a way out. If you are depending on a bankruptcy to discharge your debts, you will need to qualify under the Chapter 7 means test. But e… Read More

The aim of any bankruptcy is to give debtors a fresh start and allow them to set down the weight of past mistakes or events outside their control (like medical debts). Unfortunately, sometimes the hits keep coming even after the bankruptcy is over. N… Read More

There’s a lot of misinformation out there about debt, credit, and bankruptcy. Learn the facts about bankruptcy to help you sort out the truth from some common bankruptcy myths. Myth: Bankruptcy is Only for Spendthrifts Fact: Most Bankruptcies are C… Read More