The Michigan bankruptcy attorneys at John A. Steinberger & Associates, P.C. filed a Chapter 7 for a client who resides in Southfield, MI. Client ‘s husband filed within the last 6 months. At that time he filed it was inadvisable for her to file because she had recently inherited approximately $20,000 which would not have been exempt. Client needed to use the funds to pay certain non-dischargeable debts such as her taxes and also to repair her property. Client has approximately a $150,000 in debts from cosigning for a business. Client had approximately $5,000 income in the household but qualified for Chapter 7 because a majority was non-consumer loans.