Our Michigan bankruptcy law firm filed a Chapter 7 bankruptcy for a social worker who earns approximately $44,000 annually. She resides in Royal Oak, MI and has two adult children in school. She had a vehicle which she will retain. She had approximately $80,000 in student loans that will not be discharged and $32,000 in credit cards and other liabilities which will be discharged. She was being garnisheed and had approximately $1,100 seized from her bank account which she will be able to recover.