Our Southeastern Michigan bankruptcy attorneys filed a Chapter 7 for a client in Pontiac, MI. Client had initially wanted to do a Chapter 13 to save his house but decided to surrender the house due to the fact that it was worth approximately $20,0000 and he owed approximately $100,000. Client has a household of 3 and earns approximately $70,000 however he was able to pass the means test due to the fact that he had various medical insurance deductions as well as 2 cars. The client had approximately $35,000 in debt to discharge.