Our Michigan bankruptcy attorneys filed a Chapter 7 Bankruptcy for a client living in Ferndale, MI and receiving social security and a pension. She had approximately $2,700 in income monthly. She owned two houses. One house was being used as a rental. She wanted to surrender this house since it had declined substantially in value. She was advised not to pay property taxes for this house. She had approximately $14,000 in unsecured debt. She owned an older model car which she was going to keep. She also had approximately $11,000.00 in cash which she can keep.