Chapter 13 Bankruptcy Filed - Rosedale, MI

John A. Steinberger & Associates filed a Chapter 13 for a client who previously filed Chapter 7 in 2005 and is not eligible for Chapter 7 currently. She was being garnisheed. She resides in Rosedale, MI. In addition she had a mortgage with a balloon note due within the next 4 years. We proposed a plan to pay off the secured loan over 5 years. She has a payment of approximately $800 per month and will own her house upon completion of the plan. She also owed approximately $70,000 in unsecured debt which will receive nothing.