Our Detroit bankruptcy attorneys filed a Chapter 13 for a client living in Belleville, MI in a mobile home park. She wanted to surrender her manufactured home and move out. She had 2 vehicles which we were able to modify the payments. She now pays less into the Ch 13 than the payment for only 1 vehicle. She earns approximately $50,000 annually and has 1 dependent. She may be eligible to convert to Chapter 7 at some point but needs to payoff her vehicles.