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Board Certified | Over 30 Years Of Experience
Board Certified | Over 30 Years Of Experience
The bankruptcy will be reported on your credit for 10 years from the date that you receive a discharge. Your credit history will still appear on the credit report; however, the creditors have no legal right to collect unless the debt is non-dischargeable. You can usually purchase a vehicle after the discharge; however, the interest rate will generally be very high. You may be able to obtain a mortgage or refinance a house usually 2 to 3 years from the date of filing.
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