Our Michigan bankruptcy attorneys filed a Chapter 13 bankruptcy for a client who was ineligible for Chapter 7 because she had previously filed one 6 years ago. The client had a vehicle with a high interest rate and we proposed a plan to lower the interest rate to 5%. The client also owed the State for taxes which will be paid back in the plan. The clients payment are $340 per month and this is less than the amount she was previously paying for her car note.