Our Michigan Bankruptcy law firm filed a Chapter 7 for a client who lives in Warren, MI. He owns a half interest in a house with his sister which is worth approximately $40,000 which he will be able to retain. He receives social security and food stamps of approximately $1,100.00 per month. He owned 3 older cars which he will be also able to keep. He had approximately $18,000 in debts. He was concerned because his tax refund and bank account had been recently garnisheed which will be stopped by filing of the bankruptcy.