Our Southfield bankruptcy law office filed a Chapter 7 for a client who resides in Madison Hts. Client had previously filled Ch 7 in 2003 and was eligible again. Client owed approximately $170,000 in debt. Most of the debt was for a house which was foreclosed and the mortgage company was seeking a deficiency. Client earns approximately $35,000 annually. It is expected that client's credit score will improve approximately a 100 points a year after filing his case.