Our Michigan bankruptcy lawyers filed a Chapter 7 for a client who resides in Ferndale, MI. Client has a house worth approximately $40,000 and owes approximately $116,000. Client plans on surrendering her house however client has been advised that she could remain in the property for approximately 1 year during the foreclosure process. Client had shared the expenses of the house with her former boyfriend but after he left she was unable to keep up the mortgage. Client also had approximately $21,000 in debt which will also be discharged. Client has 2 vehicles which she plans on retaining.