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Non-Bankruptcy Options to Help Manage Your Utility Bills

January 20th, 2021

Posted By

John A. Steinberger

Winter weather can bring skyrocketing utility bills. Families struggling to make ends meet might worry that their next heating or electric bill will push them over the edge into filing for bankruptcy.… Read More

Categories: Helpful Articles, Non-Bankruptcy Options

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Helpful Articles

Apr

Chapter 13 Bankruptcy When You Fail the Chapter 7 Means Test

April 20th, 2021

Medical debts, unpaid credit card balances, and mortgage payments can get out of control and leave you looking for a way out. If you are depending on a bankruptcy to discharge your debts, you will nee… Read More

Mar

How Often Can You File Bankruptcy?

March 23rd, 2021

The aim of any bankruptcy is to give debtors a fresh start and allow them to set down the weight of past mistakes or events outside their control (like medical debts). Unfortunately, sometimes the hit… Read More

Representative Cases

Chapter 7 Bankruptcy Filed - Royal Oak, MI

Our Michigan bankruptcy law firm filed a Chapter 7 bankruptcy for a social worker who earns approximately $44,000 annually. She resides in Royal Oak, MI and has two adult children in school. She had a vehicle which she will retain. She had approximately $80,000 in student loans that will not be discharged and $32,000 in credit cards and other liabilities which will be discharged. She was being garnisheed and had approximately $1,100 seized from her bank account which she will be able to recover. Read More

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