If you owe a creditor money and fail to make your required payments, this lender may seek to get repaid by garnishing your wages. This means a percentage — usually not more than 25 percent ̵…
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Divorce often puts tremendous strain on both spouse’s finances. One spouse is suddenly paying alimony, spousal or child support, while the other may be scrambling to find a job after staying hom…
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The Means Test was part of the Bankruptcy Reform Act of 2005. Its purpose was to devise an income test to determine eligibility to file a Chapter 7 bankruptcy. The means test is a backward looking tes…
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In preparing to file bankruptcy a client should be aware of how a bankruptcy case is reviewed by creditors and administered by the Trustee. The client should be advised of what assets are exempt and c…
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Bankruptcy offers relief to homeowners who are financially strapped. Depending on your financial circumstances bankruptcy can provide assistance to stopping foreclosure, reducing payments, stripping o…
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Outline for client Chapter 13 Bankruptcy: The purpose of this outline is to advise the client on what to expect in the preparation and filing of a Chapter 13 case: The first step in filing the case is…
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In the course of my work I’ve had the good fortune (or misfortune depending on your opinion of lawyers) of working with many law firms. Every so often the attorneys and staff at a firm really stand… Read More
