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Bankruptcy Rules Regarding Alimony, Spousal and Child Support

Divorce often puts tremendous strain on both spouse’s finances. One spouse is suddenly paying alimony, spousal or child support, while the other may be scrambling to find a job after staying hom… Read More
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IRS, 1099s and Bankruptcy

With the current economic crisis many people are receiving 1099-C forms from their credit card companies, mortgage lenders and other lenders for forgiven debts. These forms are sent when a credit card… Read More
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CBA Best Practices for Reaffirmation Agreements

Since the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (“BAPCPA”) issues have come before this Court and most others across the country regarding the hand… Read More
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New Michigan Foreclosure Law

Michigan’s new foreclosure law became effective on July 5, 2009. The purpose of the law is to slow the rate of foreclosure. The law requires mortgage companies to notify their borrowers prior to… Read More
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The Means Test

The Means Test was part of the Bankruptcy Reform Act of 2005. Its purpose was to devise an income test to determine eligibility to file a Chapter 7 bankruptcy. The means test is a backward looking tes… Read More
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Discharging Taxes and other Government Debts in Bankruptcy

Most people are astonished to discover that they can discharge certain tax liabilities in bankruptcy. The type of tax debts typically discharged in bankruptcy are income taxes and sales taxes. Payroll… Read More
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The Do’s and Don’ts of Bankruptcy and how to plan for filing a bankruptcy

In preparing to file bankruptcy a client should be aware of how a bankruptcy case is reviewed by creditors and administered by the Trustee. The client should be advised of what assets are exempt and c… Read More
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Keeping Your Home Through Chapter 13 Bankruptcy

Bankruptcy offers relief to homeowners who are financially strapped. Depending on your financial circumstances bankruptcy can provide assistance to stopping foreclosure, reducing payments, stripping o… Read More
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Chapter 13 Bankruptcy Timeline

Outline for client Chapter 13 Bankruptcy: The purpose of this outline is to advise the client on what to expect in the preparation and filing of a Chapter 13 case: The first step in filing the case is… Read More
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Chapter 7 Bankruptcy Timeline

Outline for client Chapter 7 Bankruptcy: The purpose of the outline is to advise the client on what to expect in preparing and filing the case. The first step in filing the case is to pay the fee to t… Read More
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