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A worried woman reading documents - John A. Steinberger & Associates

Can Creditors Still Collect Your Debt?

Many people start to consider bankruptcy because they are tired of dealing with creditors and debt collections companies. But before you start liquidating your assets or commit to a payment plan, you… Read More
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Female feet with 2 arrows and question mark on the asphalt. - John A. Steinberger & Associates

Chapter 7 vs Chapter 13 Bankruptcy

When you are facing debt you can’t repay, you may decide that bankruptcy is your best option. But that is just the first step to deciding when and how to file. Choosing between a Chapter 7 vs Chapte… Read More
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Buried in debt - John A. Steinberger & Associates

What Happens After Filing a Chapter 7 Bankruptcy

You’ve met with a bankruptcy attorney, reviewed all your assets, and decided that a Chapter 7 Bankruptcy is the right option for you. Now what? What happens after filing a Chapter 7 Bankruptcy? Find… Read More
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Worried couple feeling frustrated while having to pay their bills. - John A. Steinberger & Associates

Will Creditors Negotiate to Avoid Bankruptcy?

Is there any reason to talk to a bankruptcy lawyer if you aren’t ready to file yet? Absolutely. Depending on your financial circumstances and the types of debt you have, your bankruptcy attorney may… Read More
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Categories: Helpful Articles
Piggy bank with graduation cap beside a student loan coin jar - John A. Steinberger & Associates

Can a Chapter 13 Bankruptcy Affect Your Student Loans?

It is fairly common knowledge that you can’t get rid of your student loans by filing for bankruptcy. While there are rare exceptions, student loans are non-dischargeable and will be with you even af… Read More
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Shot of a family of four viewing a sold home together - John A. Steinberger & Associates

Will You Have to Sell Your Home During Bankruptcy?

One of the biggest things keeping Michigan homeowners from filing for bankruptcy is the fear that they might lose their house. A Chapter 7 bankruptcy is sometimes the best option for families facing a… Read More
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Tax Refund Check with W-2 and 1040 U.S. Individual Income Tax Return Forms - John A. Steinberger & Associates

Will Your Bankruptcy Affect Your Tax Refund?

It’s tax season, and that means many Michigan families are looking forward to receiving and spending their tax refund. Michigan taxpayers often rely on these annual refunds to pay for everything fro… Read More
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Man Looking at Documents with Magnifying Glass - John A. Steinberger & Associates

What Does a Chapter 7 Bankruptcy Trustee do?

Most people have a general idea of what a bankruptcy is, but you might not know who actually does the work. A Chapter 7 bankruptcy trustee will play an important role in your case. Understanding that… Read More
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Two happy young female friends with coffee cups conversing in living room at home - John A. Steinberger & Associates

Who Should Know About Your Chapter 13 Bankruptcy?

When you file a Chapter 13 bankruptcy it will affect your personal life and your credit report. You may feel ashamed that your financial situation has taken a turn for the worse and want to keep it pr… Read More
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Person Sitting on Floor with Bills Wondering What Debts are Covered in a Chapter 13 Bankruptcy - John A. Steinberger & Associates

Debts Covered in a Chapter 13 Bankruptcy but Not a Chapter 7 Bankruptcy

When you are considering bankruptcy, you probably have a few different priorities: to get out from under your debt and keep as much of your property as you can. But not all debts are created equal, an… Read More
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I have used Attorney Steinberger in the past and his professionalism brought me back to his office to be serviced again. He takes time to explain the daunting material an unlearned person can’t unde… Read More
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