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Woman Looking at Bills Considering Chapter 7 Bankrtuptcy

Top Reasons Why Chapter 7 Bankruptcy May Be Right for You

August 21st, 2018

Posted By

John A. Steinberger

Your debts are outpacing your payments, and you feel like you are just falling further behind. You’re looking for a way out of the unending cycle of late fees, interest, and collection calls. Yo… Read More

Categories: Helpful Articles, Michigan Chapter 7 Bankruptcy

How to Save Your Credit Score Before Filing for Bankruptcy

July 20th, 2018

Posted By

John A. Steinberger

For many people, the biggest thing keeping them from talking to a bankruptcy attorney is the fear of what it will do to their credit scores. There’s no denying a bankruptcy will hurt your abilit… Read More

Categories: Helpful Articles, Michigan Chapter 13 Bankruptcy, Michigan Chapter 7 Bankruptcy

Couple at Table Discussing if They Can Afford to File Bankruptcy

Can I Afford to File Bankruptcy?

June 26th, 2018

Posted By

John A. Steinberger

Bankruptcy almost always comes on the heels of mounting debt or financial crisis. That means there isn’t much money left to go toward court costs, attorney fees, and other expenses related to th… Read More

Categories: Helpful Articles, Michigan Chapter 13 Bankruptcy, Michigan Chapter 7 Bankruptcy

Am I Eligible for Chapter 13 Bankruptcy?

June 4th, 2018

Posted By

John A. Steinberger

Some people know that a Chapter 13 bankruptcy can save their most treasured assets. They may have heard that Chapter 13 can be “better” than Chapter 7. Depending on your circumstances, tha… Read More

Categories: Helpful Articles, Michigan Chapter 13 Bankruptcy

How Much Time Does It Take to Complete a Chapter 7 Bankruptcy?

May 7th, 2014

A Chapter 7 bankruptcy begins upon filing a bankruptcy petition. Once the petition is filed, the court will issue a case number and an automatic stay is invoked. The automatic stay prohibits creditors… Read More

Categories: Helpful Articles

What is a Confirmation Hearing in a Chapter 13 Bankruptcy?

April 30th, 2014

The confirmation hearing is a date set by the court to approve the plan. When filing Chapter 13 bankruptcy two dates are set for hearing. The first is the 341 hearing also known as the First Meeting o… Read More

Categories: Helpful Articles

Debts Discharged in Bankruptcy

April 16th, 2014

Posted By

John A. Steinberger

An issue that frequently confuses clients is what debts are actually discharged in bankruptcy. This issue arises because all debts or liabilities a client has must be schedules on the Debtors’ petit… Read More

Categories: Helpful Articles

What Documents Will I Need to File Chapter 13 or Chapter 7 Bankruptcy?

April 7th, 2014

Posted By

John A. Steinberger

In order to prepare a petition under Chapter 13 or Chapter 7 bankruptcy, the client will need to provide certain documents. Although each case is different some of the typical documents needed are as… Read More

Categories: Helpful Articles

Can the Government Take My Tax Refund?

March 28th, 2014

Posted By

John A. Steinberger

If you owe the government money (social security overpayment, student loans, etc. . . ) and they owe you a tax refund, the government can keep your tax refund to satisfy part of the debt you owe. Th… Read More

Categories: Helpful Articles

Can I keep my tax refund in Chapter 13 bankruptcy?

March 10th, 2014

Posted By

John A. Steinberger

Whether you can keep your tax refund in Chapter 13 bankruptcy depends on several factors. As a general rule you must turn over your federal tax refunds to your chapter 13 bankruptcy plan every year yo… Read More

Categories: Helpful Articles, Michigan Chapter 13 Bankruptcy

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