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Credit Score Report

How to Save Your Credit Score Before Filing for Bankruptcy

For many people, the biggest thing keeping them from talking to a bankruptcy attorney is the fear of what it will do to their credit scores. There’s no denying a bankruptcy will hurt your abilit… Read More
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Couple at Table Discussing if They Can Afford to File Bankruptcy

Can I Afford to File Bankruptcy?

Bankruptcy almost always comes on the heels of mounting debt or financial crisis. That means there isn’t much money left to go toward court costs, attorney fees, and other expenses related to th… Read More
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Chapter 13 Bankruptcy Documents

​Am I Eligible for Chapter 13 Bankruptcy?

Some people know that a Chapter 13 bankruptcy can save their most treasured assets. They may have heard that Chapter 13 can be “better” than Chapter 7. Depending on your circumstances, tha… Read More
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How Much Time Does It Take to Complete a Chapter 7 Bankruptcy?

A Chapter 7 bankruptcy begins upon filing a bankruptcy petition. Once the petition is filed, the court will issue a case number and an automatic stay is invoked. The automatic stay prohibits creditors… Read More
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Categories: Helpful Articles

What is a Confirmation Hearing in a Chapter 13 Bankruptcy?

The confirmation hearing is a date set by the court to approve the plan. When filing Chapter 13 bankruptcy two dates are set for hearing. The first is the 341 hearing also known as the First Meeting o… Read More
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Categories: Helpful Articles

Debts Discharged in Bankruptcy

An issue that frequently confuses clients is what debts are actually discharged in bankruptcy. This issue arises because all debts or liabilities a client has must be schedules on the Debtors’ petit… Read More
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Categories: Helpful Articles

What Documents Will I Need to File Chapter 13 or Chapter 7 Bankruptcy?

In order to prepare a petition under Chapter 13 or Chapter 7 bankruptcy, the client will need to provide certain documents. Although each case is different some of the typical documents needed are as… Read More
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Categories: Helpful Articles

Can the Government Take My Tax Refund?

If you owe the government money (social security overpayment, student loans, etc. . . ) and they owe you a tax refund, the government can keep your tax refund to satisfy part of the debt you owe.  Th… Read More
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Categories: Helpful Articles

Can I keep my tax refund in Chapter 13 bankruptcy?

Whether you can keep your tax refund in Chapter 13 bankruptcy depends on several factors. As a general rule you must turn over your federal tax refunds to your chapter 13 bankruptcy plan every year yo… Read More
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Things to take into account in deciding between filing Chapter 7 or 13 Bankruptcy

In deciding between Chapter 7 or 13 bankruptcy one needs to consider several factors. Eligibility to file Chapter 7 or 13 is the main consideration. For example if your income is above the median inco… Read More
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Categories: Helpful Articles

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